It’s a new year. A new day. Though 2008 was a year of losses, I’m still thankful for the much that I have left. I am also thankful the global crisis hit early in my life, where I can still recover, and learn the signs to stay away from the next one. Not so lucky are those who are near or at retirement age.

Finally, I am thankful that my losses are only financial, which are not nearly as important as losses that are personal and dear to my heart. To put things in perspective, 2008 was a year of big losses, but also a year of big personal growth and gain. I am forever wiser for it.

Happy New Year! Happy 2009!